231 Sixth Street Ellwood City, PA 16117     Phone: (724)758-3190     Fax: (724)758-1009      

Auto Insurance:

It is estimated that 26% of all drivers have been involved in a car accident in the past 5 years. The sad thing about car accident statistics is that usually the biggest cause of car accidents is completely preventable. In order to prevent as many car accidents as possible, the biggest car accident causes must be taken into account. CLICK HERE TO GET AN AUTO INSURANCE QUOTE

Homeowners Insurance:

The homeowners insurance statistics don't lie - a survey by insurance services firm MSB showed that 68 percent of homes and underinsured. On average, homeowners have 18 percent less coverage than they need. And, brokers are not accurately assessing their clients' needs. For instance, many Katrina victims reported that their insurance agents told them that they didn't need flood insurance. They lost everything. In California, where wildfires abound, many homeowners found out that they were out to the tune of a quarter million dollars. CLICK HERE TO HAVE US ASSESS YOUR HOMEOWNERS INSURANCE NEEDS

Life Insurance:

According to LIMRA International's fact sheet, "Generations at Risk":

• One third of adults in the United States carry no life insurance at all
• More than 1 in 4 men have no life insurance coverage at all and almost two thirds of men age 18 to 24 have no life insurance
• Almost 1 in 3 women have no life insurance coverage at all and about half of women age 18 to 24 have no life insurance
• Today, insured adults are more likely to have only group life insurance obtained through the workplace. Adults with only group coverage carry the lowest amounts of life insurance.

If you are one of those uninsured or underinsured people we can help.
CLICK HERE TO HAVE US CONTACT YOU ABOUT YOUR LIFE INSURANCE NEEDS

Commercial Liability Insurance:

Today, many small businesses operate without liability insurance - with the exception of the workers' compensation insurance, which is required by law. In many cases, business owners simply want to cut down on operating costs, but in today's climate in which worker compensation claims have skyrocketed, operating without any liability coverage is a highly volatile practice.

With just one claim, what took years to build can be wiped out. Without liability insurance, the business can take a major hit from the litigation process and the owner's personal assets can become vulnerable. Consider that in 2007, according to the Bureau of Labor Statistics, there were more than 335,000 cases of employees injured on the job due to contact with objects and equipment. CLICK HERE TO REQUEST MORE INFORMATION ON LIABILITY INSURANCE FOR YOUR BUSINESS

Other Insurance Products:

We also offer personal and business umbrella policies, personal and business marine insurance, as well as commercial vehicle and property insurance. CONTACT US TO RECEIVE MORE INFORMATION